Avista

Estamos emocionados de anunciar el lanzamiento del primer Informe de Crédito Digital en Colombia, un hito importante para nuestra asociación. 🤩🚀 Queremos agradecer a todas las Fintech que contribuyeron con información invaluable para la construcción de este documento, sin ustedes esto no habría sido posible. 🤩💥 Este estudio resalta la importancia de comprender el panorama del crédito digital en nuestro país y cómo las Fintech están transformando el panorama financiero con innovación y accesibilidad, siendo clave para entender el futuro del crédito en nuestro país. 👀🧐🌎 Los invitamos a descubrir los datos reveladores sobre esta importante vertical y las tendencias emergentes que hemos encontrado en el informe. ⚡️🚀 Gracias a Advance - Adelanta Tu Pago, Agaval S.A., AgriCapital S.A.S, Álaga, #Almifinanciera, Tu Anticipo, Avanzo, Avista Colombia, Bankamoda®, Bayport Financial Services, Bemus Soluciones Innovadoras Colombia, Clara, CoFinancer SAS, CREDINTEGRAL, #crediweb, Crezcamos S.A., FIE SAS, FINCREDEX, Finky, Finsocial, FINSU, #Finwe, Galilea, #grupopacte, JuanchoTePresta, LiberTec | Créditos de Libranza | Fintech | Inclusión Financiera, #Lineru, Linxe, Me presta online, MULTIPRESTAMO COLOMBIA, Plurall, Presta en Línea, Quipu, #Rimsa, Sempli, Sistecrédito, Solventa Fintech, #supre, SURETI, UBUNTEC, ValCredit, WADANA FINANCE COLOMBIA S A S, WELLI, Yamaha Motor Co., Ltd., zíro

🌟 Maria Victoria's Transformative Journey with Avista Colombia 🌟 In Envigado, Medellín, an inspiring partnership between Avista, a pioneering fintech, and Maria Victoria Fonnegra, a retiree turned business owner, is helping to redefine Colombia's "silver economy." Highlighting their achievements, they recently shared their story with #UNSGSA Queen Máxima, showcasing the impact of financial inclusion and innovation. Founded in 2019, Avista has quickly become a leader in Colombia's fintech space, specializing in credit and payroll loans for pensioners and public servants. With over 300 fintech startups in the competition, Avista differentiates itself by serving these often overlooked groups. Thanks to its AI-based credit scoring and transparent policies, it has issued 110,000 loans amounting to around USD $370 million. Maria Victoria, a retired IT professional, turned her dream into reality with Lirio de Mayo, her handmade jewelry and crafts shop, in 2021. Facing hurdles with traditional banking due to her age and credit history, she found a solution with Avista. A loan of 50 million Colombian pesos (about USD $12,800) from Avista helped her expand her store, diversify her business, and secure a sustainable income. Now, Maria Victoria's venture is not just a source of income but a platform for community, creativity, and digital transformation. Her story with Avista exemplifies how targeted financial services can empower individuals, offering them a second chance at success and a pathway to economic inclusion. Learn more ⬇ https://lnkd.in/eUDJK8Ag #financialinclusion

✨ From Pension to Passion: Maria Victoria's Journey with Avista ✨ In Envigado, a suburb of Medellín, a fusion of technology and ambition is blossoming between Avista, a trailblazing fintech startup, and customers like Maria Victoria Fonnegra, a pensioner-turned-entrepreneur. Together, they spoke with #UNSGSA Queen Máxima today about how they are reshaping Colombia's “silver economy” (people over 50), demonstrating the power of inclusion and innovation. Launched in 2019, Avista emerged as a leader in Colombia's fintech sector, carving a niche in credit and payroll loans for primarily pensioners, as well as public servants. Amidst a competitive field of over 300 fintech startups, Avista stands out by focusing on these often-underserved demographics. The fintech employs an internal AI-based credit scoring system along with transparent credit policies for a streamlined digital lending process. With 110,000 loans exceeding ~USD $370 million, Avista is providing essential financial services to those in need, including Maria Victoria—a retired IT professional turned owner of Lirio de Mayo, a handmade jewelry and crafts store she launched in 2021. Along the way, Maria Victoria encountered significant barriers in securing traditional bank loans. Like many Colombian female pensioners, traditional banks viewed her age and lack of credit history as barriers. But then, in 2023, she learned about Avista, and possibilities opened. Avista's support was crucial, enabling Maria Victoria to secure a loan of 50 million Colombian pesos (approximately USD $12,800) to jumpstart her business. Avista uses an alternative credit scoring model to offer loans to people, including those with past credit issues. Thanks to the loan, Maria Victoria secured a larger, well-situated storefront, enabling her to stock up on raw materials and diversify her business. Together with her sister, she skillfully oversees the modern artisanal production. Avista’s approach, tailored specifically for pensioners and public service employees, resonated deeply, she told UNSGSA Queen Máxima while speaking at her jewelry shop. Now, Lirio de Mayo is more than a successful venture providing Maria Victoria her main source of income. Beyond enhanced financial health and financial stability, Maria Victoria’s business has provided her with a renewed sense of productivity, purpose, and community. She conducts handicrafts workshops, contributing to a sense of shared creativity and skill development, particularly among other pensioners and women. Additionally, she has started to sell products online and aims to digitally transform her operations to promote market expansion. Avista Colombia 🇨🇴