Afrianto Budi Purnomo, AAAIK, CIIB, ANZIIF (Sr Assoc) CIP

Let me brief abit about our trainings, abit expose to all of us. Training is essential for our agents for several reasons: 1. **Product Knowledge**: Comprehensive training equips agents with in-depth knowledge about the various insurance products they offer. Understanding the features, benefits, and limitations of each product allows agents to recommend the most suitable policies to clients, thereby enhancing customer satisfaction and trust. 2. **Regulatory Compliance**: The insurance industry is highly regulated, and agents must adhere to a variety of laws and regulations. Training ensures that agents are up-to-date with the latest compliance requirements, reducing the risk of legal issues and ensuring ethical practices. 3. **Sales Techniques**: Effective sales training teaches agents the skills needed to identify potential clients, understand their needs, and present insurance solutions persuasively. This includes techniques for prospecting, closing sales, and handling objections, which are crucial for achieving sales targets and growing the business. 4. **Customer Service Skills**: Training in customer service helps agents develop the skills to build and maintain strong relationships with clients. This includes communication skills, empathy, and problem-solving abilities, which are vital for providing excellent service and ensuring client retention 5. **Technological Proficiency**: With the increasing use of technology in the insurance industry, agents need to be proficient in using various digital tools and platforms. Training helps agents stay proficient with the latest technology, from customer relationship management (CRM) systems to online sales platforms, enhancing their efficiency and effectiveness 6. **Adaptability and Innovation**: The insurance market is dynamic, with new products and services continually emerging. Training fosters adaptability and encourages agents to be innovative in their approach, enabling them to offer relevant and competitive solutions to clients. 7. **Professional Development**: Ongoing training supports continuous professional development, helping agents advance in their careers. This includes leadership training, advanced sales strategies, and specialized insurance certifications, which can lead to higher positions and increased earning potential. 8. **Confidence and Motivation**: Well-trained agents are more confident in their abilities and more motivated to achieve their goals. This confidence can improve their interactions with clients and drive their success in a competitive industry In summary, training is crucial for life insurance agents as it enhances their knowledge, skills, and professionalism, leading to better performance, compliance, and client satisfaction.

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"𝗡𝗮𝘃𝗶𝗴𝗮𝘁𝗶𝗻𝗴 𝗝𝗮𝗸𝗮𝗿𝘁𝗮'𝘀 𝗖𝗵𝗮𝗼𝘀: 𝗦𝘁𝗮𝘆 𝗦𝗲𝗿𝗲𝗻𝗲 𝘄𝗶𝘁𝗵 𝗧𝗿𝘂𝘀𝘁𝗲𝗱 𝗖𝗮𝗿 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲" In Jakarta's relentless traffic, where every journey is a test of patience and resilience, reliable car insurance isn't just a safety net—it's your assurance amidst the chaos. Picture having swift access to trusted service providers who handle claims seamlessly, ensuring you stay on track in the city that never slows down. Well, here is some key points to consider before buying car insurance: 1. 𝗔𝘂𝘁𝗵𝗼𝗿𝗶𝘇𝗲𝗱 𝗦𝗲𝗿𝘃𝗶𝗰𝗲 𝗣𝗿𝗼𝘃𝗶𝗱𝗲𝗿𝘀: Ensure your insurance company collaborates with reputable repair shops and authorized service providers to ensure quick assistance after incidents on Jakarta's congested roads. 2. 𝗖𝗹𝗮𝗶𝗺 𝗣𝗿𝗼𝗰𝗲𝘀𝘀: Look for an insurer offering streamlined online claim submission, fast processing times, and responsive customer support to minimize downtime effectively. 3. 𝗣𝗿𝗲𝗺𝗶𝘂𝗺𝘀 𝗮𝗻𝗱 𝗖𝗼𝘀𝘁𝘀: Compare premiums, deductibles, and additional fees to find affordable coverage that meets your needs without compromising essential protections. 4. 𝗣𝗼𝗹𝗶𝗰𝘆 𝗟𝗶𝗺𝗶𝘁𝗮𝘁𝗶𝗼𝗻𝘀 𝗮𝗻𝗱 𝗘𝘅𝗰𝗹𝘂𝘀𝗶𝗼𝗻𝘀: Understand any policy limitations or exclusions to avoid surprises during claims and ensure comprehensive coverage. In addition, here are tips for choosing the Right Car Insurance: 1. 𝗧𝗿𝗮𝗻𝘀𝗽𝗮𝗿𝗲𝗻𝗰𝘆 𝗮𝗻𝗱 𝗥𝗲𝗹𝗶𝗮𝗯𝗶𝗹𝗶𝘁𝘆: Select an insurer known for clear policy terms, efficient claims handling, and reliable customer service. 2. 𝗥𝗲𝗽𝘂𝘁𝗮𝘁𝗶𝗼𝗻 𝗮𝗻𝗱 𝗖𝘂𝘀𝘁𝗼𝗺𝗲𝗿 𝗥𝗲𝘃𝗶𝗲𝘄𝘀: Consider customer feedback to assess satisfaction with claims processes and overall interactions, ensuring reliability and trustworthiness. 3. 𝗔𝗱𝗱𝗶𝘁𝗶𝗼𝗻𝗮𝗹 𝗙𝗲𝗮𝘁𝘂𝗿𝗲𝘀 𝗮𝗻𝗱 𝗦𝘂𝗽𝗽𝗼𝗿𝘁 𝗦𝗲𝗿𝘃𝗶𝗰𝗲𝘀: Look for insurers offering extras like 24-hour emergency services or mobile apps for easy policy management and claims submissions. By considering these factors, you can confidently choose car insurance that not only protects your vehicle but also provides peace of mind in Jakarta's dynamic environment. In conclusion, choosing car insurance is a strategic decision to safeguard yourself and your vehicle in Jakarta's challenging conditions. With a reliable insurer and a network of trusted service providers, you can navigate the city's streets with confidence, knowing you have dependable support whenever you need it. Prioritize your peace of mind—choose insurance that goes beyond protection to provide a seamless and reassuring experience every step of the way. #JakartaTraffic #CarInsurance #InsuranceTips #TrafficSafety #RoadSafety #GeneralInsurance #Marcomm

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for everyone who passionate in sales. let's join with us, sent ur cv through email address below ✨

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The insurance industry in Indonesia has seen significant changes in recent years, with the general insurance business getting closer to life insurance in terms of premium value. In light of this great news, MSIG Indonesia remains dedicated to exceeding expectations. Learn more about our commitment here: https://lnkd.in/gUTBbiku In February 2024, it was reported by financial services authority, that the general insurance premium growth had reached Rp30.07 trillion, a YoY increase of 22.53%. It was stated that this growth was due to the general insurance companies receiving solid funding. The risk-based capital of the general insurance industry increased to 339.94%, far above the OJK's upper limit of 120%. This trend is expected to continue in the coming years as more people recognize the importance of protecting their assets with general insurance.

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Balancing digital and traditional channels in Indonesia’s insurance sector is vital for managing costs, enhancing customer experience, and achieving growth https://lnkd.in/gnznXF4k

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The Indonesian Financial Services Authority (Otoritas Jasa Keuangan – OJK) has streamlined the approval process for insurance products, prioritizing various prudential aspects and promoting good market conduct. This was achieved through the issuance of Regulation No. 8 of 2024 by the OJK.The regulation also expands the range of insurance products permitted for marketing.Read more in Hukumonline's latest Indonesian Legal Brief (ILB): https://lnkd.in/gw72-ZNG

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Team-synergy is crucial for any project to generate positive results and to achieve high success rate. When there is lack of collaboration among team players then communication will be disrupted. Who is losing? For sure, I know your competitors are the winners. Micro-communication would help to build your team heading towards common goals. Build People, to build your organization. People will build and grow your business. #goals #mindcoaching #mindpower #teambuilding #teamsynergy #teamplayers

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🌟 Embrace the Unpredictable! 🌟 Tomorrow may be uncertain, but with Allianz PNB Life, you're ready for whatever comes your way. Plan today, and live your best life every day! GET THE LIFE YOU DESERVE! Send me a message now and let’s talk! 📩💬 💪✨ #LiveLife #PlanAhead #AllianzPNBLife #WeGowithDRACO #allianzlifechanger #LicensedFinancialAdvisor

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Do your Leaders need a completely new, easy and effective way to coach advisors to achieve targets consistently? Results Rocketeer’s “Coach for Results” is the answer. Allianz Life Indonesia’s Bancassurance Leaders gained a competitive edge with our A.C.E.S. framework, which provided an easy-to learn and use blueprint for Leaders to implement immediately. Leaders were first guided through a critical mindset change (4-quadrant Time Blocker) from being “Sales-Producing Managers” into “Advisor-Managing Leaders”. They were then equipped with clear strategies and detailed guidance on coaching the will and skills of advisors, using Human Behavioural Science. Other favourite and key takeaways included Field Sales Skills Sharpener and Gamified Activity Management. Packed with practical content, hands-on practices and onsite coaching, Leaders took away strategies to give them the added advantage on their sales coaching journey. Thank you Allianz Life Indonesia & Allianz Asia Pacific for the wonderful opportunity to be a part of your bancassurance transformation. Alexander Grenz, Ancilla Lily, Jeffrey Manuel, Benny Woon #coach #lifeinsurance

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Today's agenda: serve back BCAInsurance and discuss on the organization improvement in this digital era, especially in the area of Marketing & Business Development in insurance industry. Digital savvy and continuous learning become minimum requirement of all positions' competency in this digital era.

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It was really Good to see, We as nation are actually focusing on combined growth. While being a part of Start Up Mahakumbh 2024 I saw a lot of people with their innovative ideas to bring some positive changes on global level, and for the same we all are having vision, passion and motivation. All the Co-founders, incubators or investors were having a value of greater good for the society, for the nation, for the world. It takes lots of courage as the concept of the greater good suggests that sometimes, for the betterment of society as a whole, individuals may need to sacrifice their personal interests or desires. It encompasses the idea that certain actions, though they may not directly benefit oneself, serve a higher purpose that benefits a larger community or humanity at large. In navigating the complexities of life, we often encounter situations where the pursuit of personal gain may conflict with what is best for the collective welfare. It is during these moments that the principle of the greater good becomes particularly relevant. It encourages us to consider the broader implications of our choices and to strive for outcomes that promote harmony, justice, and well-being for all. However, embracing that does not necessarily mean disregarding individual rights or needs. Rather, it calls for a balanced approach that acknowledges both the importance of individual autonomy and the necessity of collective responsibility. As we navigate our paths, may we continuously strive to make decisions that contribute positively to the greater good, fostering a world where empathy, compassion, and solidarity guide our actions. Wishing you clarity and wisdom in your endeavors 😊 , Shivam Kumar Singh Co-founder Medotil Global Healthcare services PVT LTD

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On World Population Day, let's focus on building a secure future for all. Plan wisely with Dhananjaya Insurance Academy. #WorldPopulationDay #SecureFuture #DhananjayaInsuranceAcademy

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Let's connect with us! and trust B'Health for your employee health protection. . . #Asuransikesehatankumpulan #asuransikesehatan #employeebenefit #produkasuransi #asuransikesehatan #grouphealthinsurance #groupinsurance #asuransikumpulan #asuransikesehatankaryawan #asuransiperusahaan #bhealth_id #produkasuransikesehatanindonesia

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I believe in striking a balance between work and family time. Though many may call it self-care in 2024, for me, it's about treasuring moments with loved ones. Work may sometimes require long hours, but it's essential to remember the reasons behind your efforts. Family is the motivating force that drives us, making every sacrifice worthwhile. Always prioritize what truly matters in life. #WorkLifeBalance #FamilyTime #SelfCare #Priorities

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The Indonesian health insurance industry is at a crossroads. On the one hand, there is a growing demand for quality and affordable healthcare. On the other hand, the rising cost of healthcare is putting a strain on individuals and businesses alike. The Role of Insurance Insurance can play a vital role in supporting a health-focused industry. By providing coverage for a wider range of preventive and chronic care services, insurance can help to keep people healthy and reduce the overall burden on the healthcare system. The Indonesian Insurance Council's Commitment The Indonesian Insurance Council (DAI) is committed to working with all stakeholders to build a health-focused insurance industry. We believe that by working together, we can ensure that all Indonesians have access to the quality and affordable healthcare they need. #HealthInsurance #APPARINDO #DEWANASURANSIINDONESIA #wewantbiggerportion

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Today’s real-life story sounds no less than a movie plot! Mr. Sreenivasulu’s beloved brother left the world, leaving behind a life insurance that Sreenivasulu found about 9 years later. 💔 To claim all that his brother left for him, he filed a claim. Soon after, his bank account was credited - but not with the claim. 🤨 The insurer paid him Rs. 40,401. BUT that was not even close to the full amount - i.e. Rs. 11 lakhs! The insurer responded saying that due to ‘non-payment of premium’ - the policy had expired! 🤦‍♀️ But when Mr. Sreenivasulu checked, he did find the premium payment certificate in the records! 📃 And having recently discovered the policy, he submitted all necessary documents as he could for the #deathclaim. Contending that the policy was indeed active when his brother passed away - Mr. Sreenivasulu appealed to the Ombudsman👨‍⚖️ And here starts the courtroom drama! In defence, the insurer said - 💰The insured, i.e. Mr. Sreenivasulu’s brother, was irregular in paying the premium. ⚠️Insurer notified him 9 times in 2 years about the policy lapse and overdue premium. And also informed him of what was required to ‘reinstate’ the policy. 👉Reinstating a policy basically means reactivating or reviving a policy after it has lapsed/stopped being active. Besides premium payment, another key requirement can be about getting a medical check-up done. So in this case, while the insured might have paid the due premium and thought the policy got revived - he might have missed fulfilling the other requirements. 💰Thus, the premium was returned to him via cheque, which he failed to encash. Now his brother, the nominee (Mr. Sreenivasulu), knew nothing about all of this. 😞 He argued that if this was the case, why was the premium paid certificate issued by the insurer? And why did they contradict themselves next by sending lapsation letters, despite premium payment? Insurance Ombudsman noted the same discrepancies in insurer's actions. ⚖️Insurer issued premium paid certificate first ⚖️But then they sent lapsation letters despite premium payment ⚖️They also asked to reinstate/revive the policy on dates when the policy was still in force. 👨‍⚖️In light of the above facts - Ombudsman gave its verdict in Mr. Sreenivasulu’s favour! Insurer was ordered to pay him the complete claim + 6.5% + 2% penal interest, deducting the amount already paid. 2 important Beshak Takeaways👇 ✅Never miss a single premium payment Irregular premiums can cause myriad complications (as you saw here). And even cancellation of the policy. ✅Inform your family about everything related to your policy When your family is aware of the policy you have taken, its payment details, and its claim process, they can raise timely, easy, and informed claims in your absence. For more such insightful #ClaimStories, keep following Beshak.org Insurance #justice #claims #premium #ombudsman #courtcase #insurance #lawandorder #reallifestory #awareness

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