Mavuca Capital Advisors Pvt Ltd

Just mulling if Call / Put Options were available for NDA or BJP or I.N.D.I.A. total seat tally, at 2024 elections, being “option strike”, then what be the premiums on such instruments now, before exit polls and before final count? Risk managers to hedge and traders/speculators to express their views on uncertainties of Poll outcomes shall surely embrace such formal / official mechanisms where derivative products – futures, options are available. For example, various option strike prices on total seats won NDA may range upto 400 and option expiry may be 7-June.  It definitely be interesting for esoteric traders and fun for maths wizards to price options and Election Poll analysts to "put their money where there mouth is". Mavuca Capital Advisors Pvt Ltd #loksabha2024 #India #Indiaelections2024

DAY FOUR - FINALE Our final day was overloaded with activities and emotionally overcharged. In our financial literacy session, we introduced 3-’Is’ – inflation, investment and insurance. Everyone experiences inflation and its negative effect on purchasing power and they quickly related with impact of it in their lives. As, interest earned on bank savings account seldomly beats inflation hence as defence, it is paramount to be money-wise and allocate maximum to investment options that beat or equal rate of inflation. Need of insurance was also driven home, to these football lovers, with the example of Ronaldo’s leg insurance.  Game-play continued with added layers and complexities with every team being called at the close to narrate their experience and learning. Healthy competition was fostered as prizes were to be won by top 2 teams with highest savings. And we had a separate interactive discussion with school principal, faculty, and Sunbird’s representatives. This highly interactive session begun with perils of inflation followed by need of allocating savings to combination of fixed income and equity asset classes and benefits of investing through mutual fund vehicles. We all are thoroughly inspired by the school’s founder: Mr. William Ngamlai (aged - 31 year), born into a humble family, he struggled to access quality education and was often forced to pause studies due to financial constraints. His compassion and vision to make difference, he returned to village to start school in 2017. With family savings of few thousand, tiny room of 12 ft x 10 ft, support of William’s kindergarten schoolteacher and family members he founded the Haite Memorial Friendship School in Mualdam village. With support of Sunbird Trust, the HMFS stabilized and thrived becoming a beacon of hope for 186 children and their families. HMFS is hoping to add 9th & 10th standards progressively. I wish more support – financial and moral – for believers like Mr.William. Day closed late in the evening, with special musical dance performance by students representing traditional harvest called ‘Nulding Kut’. We all were overflowing with emotions as moment of bidding farewell to our young, bright, energetic, new friends arrived. Farewell for now untill we meet again. Mavuca Capital Advisors Pvt Ltd Kanwar Singh Shahzad Tata Sakshi Damani #sustainability #management #socialimpact #financialliteracy #education #india

Day Three at Mualdam Our day started with an alert that village has very limited water in their common well. This only water-source is fed by ground water. Delayed rains have strained this resource. So, no bathing. Every household need to daily fetch water from common well, a chore mostly carried out in mornings by women and children. School officials scampered to bring water for essentials from neighbouring villages. I spotted water-tap with cobwebs at its nozzle while water-pipeline nearby seemed forgotten, as per villagers. Mualdam receives electricity from state, a development of past few years. Mobile-cum-data connectivity arrived a year back. We started our Financial Literacy session with trailer of Bollywood movie - “12th Fail” inspired by real-life story of IPS Manoj Sharma, for continued motivation. As enhancement to the game-play, after arriving at income-less-essential expenses, the 5 teams had to decide about - (i) whether to spend and how much to spend on discretionary expenses; (ii) and to allocate the balance amount either to ‘cash-in-hand’, deposit in savings a/c and make fixed deposit. Teams were appreciating reducing discretionary expenses for savings. Time with children through day’s sessions of dancing, drama, outdoor and indoor games class has rejuvenated us, city-folk. A shout-out to the kid for fully solving standard Rubik’s cube. We had spelling bee competition for children as part of day’s itinerary. Our location has no light-pollution and on this cloudless night we had amazing clear night sky. 3-4 kids were interested in stars, constellations, planets, and other space objects. We had an impromptu session of stargazing, thanks to star-atlas mobile-app we all were able to identify various stellar bodies. The kids were bombarding queries at lightspeed from cosmos, what to study to be a banker, how to get admitted to engineering course and so on. I tried my best.  Mavuca Capital Advisors Pvt Ltd Kanwar Singh Shahzad Tata Sakshi Damani

DAY TWO: FUN & GAMES CONTIUE Passion of school founders, Mr.William and family, is reflected in every bit. Family is supporting by cooking for entire camp. Simple healthy meals consisting of steamed rice (being staple food for the community) along with dal and egg-curry in sufficient quantity was fed to all.  Day was filled with interesting sessions and activities. We learnt and practiced dance steps from everyone’s favourite Bollywood song. Hosts had a session creating awareness about ‘Mandala’ art and later all children were provided stencils and colours to explore Mandala art. Everyday drama sessions are touching different facets and inducing children to overcome their stage-fears, besides expressing their perspective on given topic through enactment. Passion for playing football whenever some free time is available is palpable. Very much hope that one of these kids make it to state or national or even international level.  Through day one we realized that imparting financial literacy lessons will require lot of ingenuity. For some it is boring, for some it is ‘for adults’, ‘no-exposure’ for many and for few it seemed ‘taboo’. We continued to build on discussions of day one with increasing participation. Reinforcing concepts of income less expenses lead to savings. In class discussions, kids pointed out their priorities for expenses, like buying vegetables and buying water. We suggested for bucketing into essential expenses and discretionary expenses. For their savings allocate wisely across multiple ‘level 1 options’ like: (i) cash-in-hand, (ii) savings account, (iii) fixed deposits, (iv) recurring deposits. Our motto is to emphasize “Make savings work for you”. In game-play about same, teams were required to arrive at final savings for that month after deducting expenses. What joy to see all the smiling faces, words cannot express fully! 😊 Mavuca Capital Advisors Pvt Ltd Kanwar Singh Shahzad Tata Sakshi Damani #joy #community #socialimpact #financialliteracy