About us

Kredivo Group is Southeast Asia’s leading provider of digital financial services through its brands Kredivo, KrediFazz and Krom. Kredivo is the leading digital credit platform in Indonesia and Vietnam that gives customers instant credit financing for ecommerce and offline purchases, and personal loans, based on real-time decisioning. Kredivo users can buy now and pay later across the entirety of Indonesia’s retail commerce network with one of the lowest interest rates amongst digital credit providers in the country. Krom Bank Indonesia (formerly known as Bank Bisnis Internasional, IDX: BBSI) is the group’s bank entity and the operator of the Indonesian neobank Krom. Kredivo Group is backed by leading financial and strategic investors such as Mizuho Financial Group, Square Peg Capital, Jungle Ventures, Naver Corp, Mirae Asset, Telkom Indonesia and Victory Park Capital among others.

Website
https://www.kredivocorp.com
Industry
Financial Services
Company size
1,001-5,000 employees
Type
Privately Held
Specialties
financial services, technology, credit risk scoring, big data, ecommerce, and digital payment

Employees at Kredivo Group

Updates

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    At Kredivo, security is our #1 priority, hence ensuring customer data protection while providing secure yet seamless access to credit is crucial. Meet Saud Khan, Head of Mobile at Kredivo, who will share insights on how we enhance user experience through mobile innovation and his strategies for achieving faster, smoother transaction process for millions of Kredivo users. #gokredivo

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    Generasi Djempolan, our financial and digital literacy program, visited South Tangerang! Last week (05/07), Kredivo and KrediFazz held a seminar themed "Fintech Smart: Maintain Your Credit Score for a Better Future", at Pamulang University Campus 2 (UNPAM Viktor), South Tangerang, Banten. With an opening remark from the Financial Services Authority (OJK), the event was attended by over 100 students eager to learn about how to best utilize Paylater & fintech lending services to build and maintain their credit scores. Since 2020, Generasi Djempolan has reached more than 2,000 people in 16 cities across Indonesia by targeting students, MSMEs and local communities, educating them about how to be financially and digitally literate, so they can use digital financial services responsibly for maximum benefits.

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    As one of the leading and fastest-growing BNPL players, Kredivo launched the 2024 Indonesian PayLater User Behavior Report in partnership with Katadata Insight Center (25/6). The fifth edition of the annual report shifted focus from e-commerce to in-depth developments of BNPL in Indonesia, analyzing consumer behaviors, shopping patterns and preferences in both online and offline transactions, as well as its contribution in accelerating financial inclusion. With a bottom-up approach using primary data, this report also explores the latest insights into the BNPL landscape, highlighting its potential and emerging trends. #gokredivo Download the full report here: https://kredivocorp.com/ (EN version starts from p.64) Read the news here: (ID) https://lnkd.in/gwdm92Wf 

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    Did you know that May was Mental Health Awareness Month? Throughout the month, our KrediKrew participated in a series of engaging activities to nurture the mind and body. From a trampoline party to a therapeutic art-ivity, here's a snapshot of what our KrediKrew were up to! To our KrediKrew, don't forget to refresh from your routine and take simple steps to boost your wellbeing, from time to time. #KrediKrew

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    PT Bank KEB Hana Indonesia (Hana Bank) increased its channeling facility limit to IDR 700 billion (~USD 43.1 million) for Kredivo, a leading digital credit platform with a multi-finance license, and its sister company, KrediFazz, a leading fintech lending platform in Indonesia. This reflects the commitment of all parties to collaborate in expanding fast, affordable, and inclusive credit access for the underserved society, especially in tier 2 and tier 3 cities. The collaboration between the bank and the fintech companies shows Kredivo's positive performance and the promising prospect of the BNPL industry in the country. Read the news (ID): https://lnkd.in/gVxMwFeR

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    It's been eight exciting years since the release of Kredivo, our Buy Now Pay Later platform. We've since grown in leaps and bounds, thanks to our incredible #KrediKrew and the trust of our customers. To mark this milestone, we had celebrations across our offices in April. In Jakarta, we showed appreciation to our amazing Workversary and Hat Tip Award winners through an Appreciation Lunch at our new lounge area in the office. Each awardee received a personalized clay figurine and a limited edition jacket, adding a special touch to the celebration. Our offices in Singapore and Vietnam also enjoyed a cozy lunch together, in celebration of our achievements. Happy 8th birthday, Kredivo! Thank you to everyone who's been a part of our journey. Let's keep soaring higher! 🚀

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    "Generasi Djempolan" embodies Kredivo's commitment to build Indonesia's financially & digitally literate generation through continued educational efforts. We've reached over 1500+ young individuals, including students, MSMEs, and communities, in over 15 cities across Indonesia to raise awareness of the importance of digital and financial savviness in increasing one's welfare by utilizing digital financial services. Check out our journey towards creating a greater impact on society. #GoKredivo

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    As a pioneer and a leading BNPL player who has been consistently educating people about financial literacy, today, Kredivo launches an educational campaign, #AndaiAndaPandai (#IfOnlyYouWereSavvy), to further raise awareness of the importance of financial savviness in using Paylater through a short movie & an interactive web page. Like a double-edged sword, Paylater can either benefit or impose risks to its users, depending on its utilization. Paylater is a powerful tool to help manage cash flows, fulfill needs & achieve one’s dreams. However, when misused, serious consequences like being trapped in debt could emerge. This campaign aims to give a more balanced view and consideration points for one to assess their readiness to use Paylater responsibly. On the other hand, Kredivo will continue its responsible lending practices by prioritizing transparency, doing rigorous risk assessment, and enhancing data security.  Join us to spread this awareness by sharing this video with your family and friends! Watch the full video here: https://lnkd.in/gMrPrgnH (English speakers can turn on the subtitles) For more information, visit https://lnkd.in/gFF9Ywvu #GoKredivo

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    Each year, our #KrediKrew wholeheartedly embraces the spirit of Ramadan by coming together to break their fast with close colleagues and friends. We also extend the spirit of giving by sharing sweet Eid treats, so everyone gets a taste of the joyous celebration. As Ramadan draws to a close, we hope it has been a good month of spiritual connection and appreciation for one another🌙 

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