Remote Mortgage Underwriter

Please be advised: Visio Lending does not accept unsolicited resumes or services from third-party recruitment agencies. In the event, a recruiter or agency submits a resume or candidate without an agreement Visio Lending shall explicitly reserve the right to pursue and hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited resumes, including those submitted to Visio Lending employees, shall be deemed the property of Visio Lending.

About Visio Lending

Visio Lending is the nation’s leader in rental home financing. Founded in 2012 in Austin, Texas, Visio enables small- to medium- sized investors to grow their rental home, vacation rental, and small balance commercial portfolios. Headquartered in fantastic Austin, Texas, since late 2015, Visio has financed more than $1 billion in Rental360 loans. With more than $400 million in capital onboard, a proven record of investment grade bond issuance on Wall Street, and an outstanding 100+ team, Visio is poised for continued success in 2024 and beyond.

Why We Love Working At Visio

We at Visio are passionate about working together towards our goals to continually push this company forward. We innovate, collaborate, celebrate team successes, and recognize individual accomplishments. Every position and every person matter here. We value our employees, and we like to promote from within, so as the company continues to grow so can you.

How to Apply?

To be considered for employment, please submit your application online. While we appreciate all the interest we receive, only candidates selected for phone screening, or an interview will be contacted directly. You will receive application status alerts via email so make sure your email address is accurate.

Note: Incomplete applications will not be considered. Unanswered application questions or responses indicating “see resume” will be considered incomplete and you will be removed from consideration.

Visio Financial Services, Inc. is an Equal Opportunity Employer

The Opportunity

As an Underwriter, you will be performing underwriting reviews of residential investors and investor loans.

You Will Contribute To The Underwriting Team By

• Completing all underwriting functions in accordance with various program requirements, company standards, and related legal and regulatory requirements
• Ensuring files are in compliance with regulatory agencies and internal processes
• Ensuring loans are in compliance with guidelines and standard operating procedures
• Ensuring lending conditions have been satisfactorily met prior to closing
• Ensuring marketability of closed loans
• Reviewing documents to detect and prevent fraud
• Recognizing when an account deviates from the norm
• Accurately evaluating the credit worthiness of potential borrowers
• Evaluating and assessing the contract documentation and resolving routine issues including vesting issues and other document discrepancies
• Reviewing appraisals and ensuring that risks are appropriate and meet all guidelines of the applicable loan type
• Reviewing corporate documentation for entity borrowers
• Researching property taxes to determine appropriate escrows
• Reviewing title commitment to ensure policies meet investor and company guidelines
• Providing exceptional customer service
• Compiling with all applicable lending laws and regulations
• Collaborating with departments across the organization to foster a streamlined process and drive quality improvement
• Completing other responsibilities and duties as assigned based on business needs
• Available Remote Locations: AL, AZ, FL, GA, IL, IA, IN, KS, KY, LA, MO, NC, OH, SC, TX, UT, WI
• Work Schedule: Monday - Friday: 8:30 am - 5:30 pm CST
• Salary Range: $28.00 - $29.50/hr (Non-Exempt/Hourly/Overtime Eligible)
  
  

What We Are Looking For

• Someone with 2 years of experience working in a mortgage, credit evaluation, or title environment
• Someone with a High School Diploma and/or GED equivalent
• Someone with knowledge of credit reports, appraisals, and title commitments
• Someone who is a motivated self-starter, organized, disciplined, and service-oriented attitude
• Someone with knowledge of Microsoft Office products including Outlook, Teams, SharePoint, Word, and Excel
• Someone with attention to detail & accuracy
• Someone with the ability to handle a pipeline and meet deadlines in a fast-paced environment
• Someone who is proactive and can work independently
• Someone with strong interpersonal, written, and verbal communication skills
• Internal Applicants: 6 months of Visio Lending work experience which includes no disciplinary actions within the last 3 months. Current manager notification is needed in order to apply for a vacant position. Any applicant that does not meet these conditions will require approval from the executive team member over the hiring department prior to extending a job offer
  
  

What We Prefer To Find

• Someone with 3 years of experience working in a mortgage or title environment as an Underwriter to Escrow Agent
• Someone with experience with Non-QM Loans
• Someone with experience with underwriting DSCR loans
• Someone with an Associate and/or bachelor's degree in business or a related industry area major
• Someone with experience with Calyx Point and SalesForce