André Schwämmlein’s Post

📈 📉According to Deutsches Aktieninstitut, the number of investors in Germany decreased by 570,000 to 12.3 million in 2023. 📍While easy and cheap access to capital markets is important to transition more savers into investors, access alone is not the defining characteristic. 💡New product solutions with better value propositions that "feel and taste like saving" need to be built up to help more people start investing. E.g. by creating capital market-based alternatives to overnight and fixed-term deposits 16.9 million Germans can be addressed. 💯At UnitPlus we will foster our innovation and in a first step bring soon our newest product line “FestPlus” as a smart alternative to fixed-term deposits to the market.

"Exciting news! 🚀 Thrilled to announce the establishment of our new company in the UK! 🇬🇧 Looking forward to embarking on this journey of innovation and growth. Stay tuned for updates! #BusinessExpansion #NewBeginnings"

Another incredible milestone, in our unwavering resolve to become a "great, sustainable, profitable, tech" company! Rare 4 words strung together in the same sentence to describe a fast-growing start-up. I'm reminded by the great Michael Porter "If your goal is anything but profitability - if it's to be big, or to grow fast, or to become a technology leader - you'll hit problems". A few things I've learned in the last 12 months: #1 It's not too difficult to build a fast-growing business that burns even more money as it grows, but it's darn hard to build a sustainable company with highly profitable growth #2 Cash alone is not king. Liquidity and cash flows are. Always watch whether cash flowing out is creating value or going to waste. Build cost-competitive liquidity war chest and guard it jealously #3 Focus on unit economics and being productive, not being busy delivering nothing or destroying value. Track, improve processes, automate, then multiply productivity Thank you team. Stay the course, and let's continue to run this marathon!

Aleks Lupul, great example: Volkswagen Group's CFO Arno Antlitz touches on the five key steps to good Capital Allocation: 1. Understanding what drives value 2. Link capital allocation framework to strategic goals 3. Create well-defined processes with centralised oversight 4. Align the portfolio to current priorities 5. Communicate clearly to your stakeholders

Welcome Right, Credo Partners and Runar Vestrheim ! We are thrilled to embark on a new journey together, to usher in a new era of Innovation, forging stronger connections, and creating unparalleled value for our clients. Read more about our ambitious goals and next steps in this Finansavisen article below https://lnkd.in/d62nqzJM

We take a highly strategic and analytical approach to capital allocation in how we derive and manage the 180 billion euros investments of the current planning round over a five-year period. 𝗚𝗿𝗼𝘂𝗽-𝗟𝗲𝘃𝗲𝗹 𝗠𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁 𝗼𝗳 𝗖𝗮𝗽𝗶𝘁𝗮𝗹 𝗔𝗹𝗹𝗼𝗰𝗮𝘁𝗶𝗼𝗻 While we strive to give our brand groups the necessary entrepreneurial freedom, 𝗰𝗮𝗽𝗶𝘁𝗮𝗹 𝗮𝗹𝗹𝗼𝗰𝗮𝘁𝗶𝗼𝗻 𝗿𝗲𝗺𝗮𝗶𝗻𝘀 𝗮 𝗸𝗲𝘆 𝗽𝗿𝗼𝗰𝗲𝘀𝘀 𝗺𝗮𝗻𝗮𝗴𝗲𝗱 𝗮𝘁 Volkswagen Group 𝗹𝗲𝘃𝗲𝗹. This is particularly important as we steer our Group's transformation towards electrification and digitalization and engage with global profit pools even more consistently than in the past. Based on a rigorous benchmarking approach, 9% of our Automotive division’s revenues is allocated to R&D and capex combined for the core business of our brands. Once this capital has been allocated, it is up to the respective brand groups to determine how to use the allocated funds most efficiently for their products and segments. 𝗚𝘂𝗶𝗱𝗶𝗻𝗴 𝗧𝗿𝗮𝗻𝘀𝗳𝗼𝗿𝗺𝗮𝘁𝗶𝗼𝗻 𝘁𝗵𝗿𝗼𝘂𝗴𝗵 𝗖𝗮𝗽𝗶𝘁𝗮𝗹 𝗔𝗹𝗹𝗼𝗰𝗮𝘁𝗶𝗼𝗻 To support our transformation and the key pillars of our strategy, we have allocated an additional temporary budget to drive our transformation and ensure we remain at the forefront of the industry. One percentage point or 15 billion euros is to be used specifically for initiatives related to enhancing our platform architecture and to increase the CARIAD's competitiveness. About 15 billion euros is specifically earmarked for ramping up our battery business and PowerCo SE. 𝗦𝘁𝗿𝗲𝗻𝗴𝘁𝗵𝗲𝗻𝗶𝗻𝗴 𝗚𝗹𝗼𝗯𝗮𝗹 𝗣𝗿𝗲𝘀𝗲𝗻𝗰𝗲 The remaining 15 billion euros are to be invested into group strategic projects aimed to strengthening our global presence – especially in North America and China – in addition to our current business in these regions. A prominent example is the investment in our Scout project. We want to tap into the most promising global profit pools and add strategic resilience in times of economic uncertainty. 𝗠𝗮𝘅𝗶𝗺𝗶𝘇𝗶𝗻𝗴 𝗩𝗮𝗹𝘂𝗲 𝘁𝗵𝗿𝗼𝘂𝗴𝗵 𝗕𝗮𝗹𝗮𝗻𝗰𝗲𝗱 𝗢𝘃𝗲𝗿𝘀𝗶𝗴𝗵𝘁 By balancing entrepreneurial freedom with Group-level oversight, we can reap the benefits of both approaches and ensure that resources are deployed strategically, maximising value and supporting our overall transformation goals. +++ This is part three of my series of posts on our strategy. For an overview of recent postings use the hashtag #VWAGStrategyInsights

Cracking profitability in micromobility... well it doesn't get much bigger than that. Did going to this event make me think micromobility players were profitable/sustainable - no it did not. BUT... it is clearly now very much front of mind, which gives me great hope. There are smart people, with clear strategies working towards profitability and sustainability. The future will still be bumpy, but we're on the path - Go go micrombility industry, I believe in you! Thanks to Zag Daily and Bryan, Garnier & Co for putting this important event on. https://lnkd.in/eE2D4b_E

🎉 Cheers to 60 Years of Excellence! In a special feature by The Commercial Appeal, Mark and Rick Fogelman share how we've sustained success for six decades. Here's to the legacy, the innovation, and the incredible team that makes it all possible. Read the full article at https://bit.ly/48VVABZ

We’re excited to announce that we've achieved our best quarterly results and profitability since inception, clocking our highest ever quarterly EBITDA of over US$11 million and Gross Profit Margins of 14%, well-ahead of FY2023’s GPM of 9%. This is led by strong, steady growth in our various ancillaries and our conviction to not enter subsidy wars. Read more: https://go.carro.co/6l1p1m Aaron Tan, co-founder and CEO of Carro says, "The strong execution of our digital ecosystem-led business model has made our business fundamentally stronger and more resilient, with significant ‘sticky’ recurring ancillary income streams. Chief Financial Officer Ernest Chew adds, "We expect explosive earnings growth in the near term. We are one of very few profitable tech start-ups, not just in Asia, but globally as well." This great news comes off the back of National Day celebrations. As a homegrown brand, we’re proud to be an honest, sustainable choice for #CarroCertified cars that are As Good As New — not just in Singapore but in the region as well. View the full report here: https://go.carro.co/6l1p1m

Do you have the ambition to work with sustainability in your business model and/or in the production of your product? Perhaps then, it is time to tune in on the below! 👇   If you are a start-up or scale-up in the hardware industry looking to accelerate your growth and innovation, then discover this great opportunity offered by Future Manufacturers, a Danish initiative designed to empower and support hardware companies on their journey to success.   📰 Read our latest insight article to learn more about the initiative: https://lnkd.in/ed_WD2Ra Future Manufacturers, initiated by MADE - Manufacturing Academy of Denmark, Danish Industry and Industriens Fond (the Danish Industry Foundation), aims to foster collaboration, provide access to state-of-the-art facilities, and offer valuable mentorship and funding opportunities to drive the growth and competitiveness of hardware companies in Denmark.   At Invest in Denmark, we connect international companies who is looking to establish a business or are already located in Denmark with the resources, networks, and support they need to thrive in the Danish ecosystem.   Don't miss out on this fantastic opportunity to join Future Manufacturers and take your hardware business to the next level!   📲 Connect with our experts: Björn Snorri Gudmundsson Bøg or Tine Hartmann Nielsen.   #HardwareStartups #Scaleups #FutureManufacturers #InvestInDenmark #Innovation #GrowthOpportunities #DkmeansBusiness