AVANA Companies’ Post

If you've been following me for awhile, you know I stress the importance of working on your words, language, questions, and stories. I did a webinar recently where I talked a little about how many people don't understand traditional investment products. You might be surprised how many people don't truly understand stocks, bonds, mutual funds, ETFs, and real estate. Use these words: Stocks are "ownership," and bonds are "LOANership." Here's a short video where I explain that and share the exact language you can use to educate your clients about these products: https://lnkd.in/gr-mtdiR #investments #realestate

Interesting article in today's The Wall Street Journal. With a provocative title. I would argue the reverse of the article's title and some of its content. 401(k) represents the good of capitalism. People can elect to save for their retirement. People can elect how to invest their balances. And ultimately, people can elect how to distribute their assets. The 401(k) is an engine for capital market investing. With over $7 trillion in assets. Most of it well diversified across capital market asset classes. Auto programs and target date investing represent "democratic paternalism". Not socialism. Democratic in that employees have the personal choice to opt-out or change their savings rates once auto enrolled. Employees can change their investment allocation if wanting to take personal control. https://lnkd.in/emRWGu8F

Let’s take a look at the recent trends in the stock market over the past few months. Are we witnessing signs of overheating? Are there indications of increased market volatility? Tune in to today’s Capitalized Life and Retirement Show, where Matthew P. Johnson will provide key market monitoring tips. https://lnkd.in/dM2V-Yci #johnsonwealthandincomemanagement #stockmarkettrends #stockmarketoutlook #stockmarket #marketvolatility #marketvolatilitytips #iowafiduciary #financialpodcast #investingtips #investments

“…those stock-market shenanigans…” In this coming Saturday's Boomer's Money Club email we talk about how to avoid The Shenanigans, plus: ✋ Why it’s important for us to say ‘no’ to clients sometimes ❓ “How do I protect my SIPP from stock market shenanigans whilst providing a comfortable retirement?” 🗄️ ESG – why it’s not easy to label war supporters 🏑 Jolly hockey sticks – where the gilt yield is telling you interest rates are headed ↘️ Yields – 9 assets from 7.77% to 6.07%: would you? 👪 How to ensure gifts to married children stay in the family 🎯 Target date funds – what and why, a technical note. 🧠 And last but not least our weekly public service Grey Matter Workout If you'd like to join our [free] club, sign up at www.chancerylane.net

About to retire? You'll want to take a look at this article before you do: https://lnkd.in/eE_fPPpW #finance #invest #stocks

𝐔𝐧𝐝𝐞𝐫𝐬𝐭𝐚𝐧𝐝𝐢𝐧𝐠 𝐆𝐫𝐨𝐰𝐭𝐡, 𝐕𝐚𝐥𝐮𝐞, 𝐚𝐧𝐝 𝐈𝐧𝐝𝐞𝐱 𝐅𝐮𝐧𝐝𝐬 Happy Friday! Today at Curley Wealth Management, we're breaking down three key fund types in the investment world: growth, value, and index funds. Understanding the differences can help you make informed decisions about where to allocate your investments. 𝐆𝐫𝐨𝐰𝐭𝐡 𝐅𝐮𝐧𝐝𝐬: Invests in companies expected to grow at an above-average rate compared to other companies in the market. ➡️They often see higher returns, but with that comes higher risk and volatility. ➡️Investors who are willing to take on more risk for the potential of higher returns and have a longer investment horizon. 𝐕𝐚𝐥𝐮𝐞 𝐅𝐮𝐧𝐝𝐬: Focus on undervalued companies with strong fundamentals. These are companies whose stock prices may not reflect their actual market worth. ➡️They are generally considered less risky compared to growth funds and aim to provide steady returns over time. ➡️Investors looking for bargains and those with a more conservative investment approach. 𝐈𝐧𝐝𝐞𝐱 𝐅𝐮𝐧𝐝𝐬: Aim to replicate the performance of a specific market index, like the S&P 500. They are a form of passive investing. ➡️ These funds offer broad market exposure, lower operating expenses, and lower portfolio turnover. ➡️Investors who prefer a passive investment strategy and want to mirror the performance of the market. ⭐𝐖𝐡𝐲 𝐈𝐭 𝐌𝐚𝐭𝐭𝐞𝐫𝐬: Your choice between growth, value, and index funds should align with your investment goals, risk tolerance, and time horizon. A balanced and diversified portfolio often includes a mix of these fund types. At Curley Wealth Management, we're here to help you navigate these options and build a portfolio that aligns with your financial goals. 🔗𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒: https://lnkd.in/eeb99yrR #FinancialFitnessFriday #InvestmentStrategies #MutualFunds

⚰️ "What happens if you live too long?" Sounds great... until the money runs out. This is one of the reasons why I talk about Sustainable Wealth; do you have enough to make sure you don't live too long? We'll do this by looking at what you have now, working out what you need in retirement, and then work out what's required to close the gap. From that, we'll set out your plan for Sustainable Wealth. So, "What happens if YOU live too long?" ⚰️ DM to find out more. #coffindodgers #sustainablewealth #somersetwm Photo by Danie Franco on Unsplash

Your Equity Can Help Make Downsizing Possible

Your Equity Can Help You Make a Move