HDFC Bank Parivartan’s Post

𝐏𝐚𝐧𝐞𝐥 𝐃𝐢𝐬𝐜𝐮𝐬𝐬𝐢𝐨𝐧: 𝐅𝐮𝐧𝐝𝐢𝐧𝐠 𝐨𝐟 𝐂𝐢𝐭𝐢𝐞𝐬 𝐔𝐫𝐛𝐚𝐧 𝐃𝐞𝐯𝐞𝐥𝐨𝐩𝐦𝐞𝐧𝐭 𝐏𝐥𝐚𝐧 Ashok Sharma, Chief General Manager, PF & SBU, State Bank of India 𝐊𝐞𝐲 𝐓𝐚𝐤𝐞𝐚𝐰𝐚𝐲 - There was an increase of approximately 18.91 lakh crore in India’s bank credit, accompanied by a growth of 5.07 lakh crore in the corporate bonds and equity market in the last financial year 2022-23. Consequently, India finds itself in possession of a substantial financial reservoir, equipping both the nation and its banks with the capacity to support long-term investments. The challenge in lending emerges solely in the absence of effective government policies. #UttarPradeshPlanningConclave #UttarPradeshInvestmentSummit #Lucknow #InvestInUttarPradesh #PlanningForGrowth #SmartUttarPradesh #AffordableUttarPradesh #EletsSummit #UttarPradeshAvasVikasParishad #UrbanDevelopment #FocusSectors #Sustainability #Technology #UttarPradesh #UPPlanningConclave #AwasVikasUP #AffordableHousing #UPAVP #HousingForAll Dr. Ravi Gupta | Elets Technomedia | Government of UP | Saif Kazmi | ICICI Bank

While on route to visit ICICI Bank to open a bank account, I observed a striking contrast along the roadside. This showcasing contrasting realities on opposite sides of a road as "Every coin has two sides". On one side there's well-developed infrastructure and a police station, while the other side features a slum and a drainage channel. It incorporates the coexistence of prosperity and adversity within urban landscapes. Some of the major causes are: 1)Urban Planning Disparities: Unequal allocation of resources and urban planning priorities result in the development of certain areas over others. 2)Socio-economic Inequalities: Deep-rooted socio-economic disparities lead to the concentration of poverty in certain areas, while others benefit from better infrastructure and services. 3)Environmental Neglect: Neglect of environmental concerns leads to the proliferation of slums and pollution in marginalized areas, such as the presence of the Nala. 4)Policy Gaps: Inadequate policies and governance structures fail to address the root causes of urban inequality, perpetuating the divide between developed and slum areas. Addressing these issues requires multifaceted solutions that tackle root causes while empowering communities. Key strategies include: 1) Equitable Urban Development: Implement inclusive urban planning policies that prioritize the equitable distribution of resources and infrastructure development across all areas. 2) Improved Access to Basic Services: Ensure access to essential services such as clean water, sanitation, healthcare, and education in slum areas to uplift living standards and mitigate socio-economic disparities. 3) Environmental Rehabilitation: Implement measures to clean up and rehabilitate polluted areas like the Nala, including waste management systems and green initiatives to improve environmental health. 4)Community Empowerment: Engage with local communities in slum areas to empower them through education, skill development, and livelihood opportunities, fostering self-sufficiency and social inclusion. 5) Policy Reforms: Advocate for policy reforms that address systemic and opportunities for all residents.

🔔 ICICI Direct Research Opening Bell Report Monday 15 April 2024. Fresh outbreak of hostilities in the Middle East following Iran's attack on Israel, is likely to keep crude prices high in the days ahead. Some analysts have warned that crude could hit $100/barrel by May. That is bad news for India's current account deficit, and by extension, the rupee. Also, for corporate earnings as inflation increases input costs and hurts demand. This could put brakes on the ongoing stock market rally, even as majority of the bulls are confident that strong domestic money inflows and an emphatic win for the BJP-led NDA coalition can solve everything. WhatsApp, 📞 9845211825, inbox here for hassle-free online investing in Equity, Mutual Fund and Financial Instrument. ICICI Direct DIY (Do IT Yourself) Account opening link https://lnkd.in/gTZq6H3i Relationship Manager RM Code- PRAE1301 Prajval Madhav Uchil Authorised Person. ICICI Direct NSE/BSE. Mutual Fund Distributor. ICICI Direct Buisness Partner. #PrajvalMFD #Mangalore #Udupi #Manipal #Kasaragod #Karnataka #India #Investing #Wealth #Money #Growth #Mutualfunds #Equity #Debtfunds #Bonds #PersonalFinance #MutualFundsSahiHai #SochaSamjhaRisk #deshkarenivesh #InformedInvesting #openingbell #2024goals

#Take2WithBS | Changing dynamics of Indian banking Can the Indian banking sector overcome the persistent challenge of bad loans in agriculture? Tamal Bandyopadhyay examines the changing dynamics and potential solutions. #bankingsector #badloans #agriculture https://mybs.in/2dXLNPC

PM Sh #NarendraModi Ji has the highest concern for our poorest and most vulnerable citizens. In Maharashtra, public sector banks disbursed 5936 loans worth 582 crores INR, uplifting 4,00,000 street vendors. In contrast, the contribution of private banks is negligible. Collaborative monitoring ensures maximum impact. Street Food can be ordered in our homes through digital technology. United efforts of local bodies and the central government fuel the success! #UrbanScheme #DigitalTransformation #RajyaSabha

With the budget and election this year, agriculture will remain a talking point. As the Budget 2024 is approaching Industry is hopeful that its longstanding Wishlist of PLI (production linked incentive) scheme for Agrochemical is also met. The government spending in agriculture and farmers’ welfare has gone up over the years. This year too agriculture will garner tremendous focus as the sector has been in a tough spot, with inflation burning a hole in consumers’ pockets. Agrochemicals market is slowly normalising The market environment has been quite challenging for agri-input producers for the past four quarters. Q3 Result Preview: The agrochemical manufacturers may continue to face headwinds on their performance in the December quarter. Besides being a seasonally weak quarter, headwinds on channel inventories, demand and weak exports are among key reasons impacting Q3 performances. Good to contra investing theme. WhatsApp, 📞 9845211825, inbox here for hassle-free online investing in Equity, Mutual Fund and Financial Instrument. ICICI Direct (Do IT Yourself) Account opening link https://lnkd.in/gTZq6H3i Relationship Manager RM Code- PRAE1301 Prajval Madhav Uchil Authorised Person. ICICI Direct NSE/BSE. Mutual Fund Distributor. ICICI Direct Buisness Partner. #PrajvalMFD #Mangalore #Udupi #Manipal #Kasaragod #Karnataka #India #Investing #Wealth #Money #Growth #Mutualfunds #Equity #Debtfunds #Bonds #PersonalFinance #MutualFundsSahiHai #SochaSamjhaRisk #deshkarenivesh #InformedInvesting #2024goals

The Reserve Bank of India (RBI) has published data on per capita deposits in banks across the country. In India, seven states have per capita deposits of more than ₹1 lakh. It is worth noting that several union territories outperformed states in terms of per capita bank deposits. According to this criterion, Chandigarh was the leading union territory. In this case, the average amount of money deposited in a bank by each person was ₹4.91 lakh. Source: ETnownews #capita #Deposits #Bank #ReserveBankofIndia #RBI #india #states #gujarat #kerala #maharashtra #uttarakhand #karnataka #punjab #Haryana #goa #delhi #money #wealth #WealthCreation #wealthbuilding #savings

Bank of Maharashtra takes a leap into the digital future! With new products and utilities, we're enhancing your banking experience like never before. #BankofMaharashtra #Mahabank #DigitalBanking #TechAdvancements #InnovationInFinance #StreamlinedBanking #CustomerExperience #EfficientServices #BankingRevolution #TechInBanking #FutureOfFinance

The Reserve Bank of India takes decisive action, superseding the board of Abhyudaya Cooperative Bank due to concerns of poor governance. Appoints administrator Satya Prakash Pathak to steer the ship. Allegations of credit favoritism and needless hiring have fueled the move, prompting discussions on the bank's management and financial stability. Sandeep Ghandat, the chairman, denies wrongdoing but faces the challenge of urging defaulters to pay up. What are your thoughts on this banking development? Share your views below! Follow @hindustanherald for more updates. #RBI #AbhyudayaBank #GovernanceConcerns #BankingNews #FinancialStability #HindustanHerald #SandeepGhandat #Defaulters #HindustanHerald #IndianEconomy #RegulatoryAction #BankingDevelopments #EconomicNews #FinancialNews

In this article, Adhil Shetty, the CEO of BankBazaar India provides insights into the significance of credit scores when applying for loans, addressing the common misconception that a score of 750 or above is sufficient. While a good credit score undoubtedly improves the chances of loan approval and expedites the process, he highlights that lenders consider several critical factors beyond the credit score. Adhil’s insights provide individuals with a comprehensive understanding of the factors influencing loan approvals. By focusing on both credit scores and other critical factors, borrowers can increase their chances of obtaining loans while making informed financial decisions. Read the article by BusinessToday here: https://lnkd.in/gHFqWYpD #BankBazaar #PersonalFinance #CreditScore #Loanapplication