Michael Silva’s Post

Have to shout out Khalia Ismain for this water bottle coining Jamaican Patois 🇯🇲 “Money Affi Mek” Kamina Johnson Smith Alando Terrelonge for LLoyds Banking Group sponsorship of British Black Business Show. Working with the bank on the black advisory board committee has been a pleasure so much initiatives have been born out of the great work at the bank for black entrepreneurs. Just to give an idea of the impact we have achieved working with the bank see these high level stats. 2023 Impact: Only 40% of Black-owned businesses trust banks, and less than 20% engage banks for finance, contributing to their median turnover being half the UK average. However, entrepreneurs who have engaged in our programme are TWICE as likely to report trusting in banks, a key enabler to our support. 5,812 Black business owners engaged with support with 23,461 hours invested, up from 4,000 entrepreneurs and 17,000 hours in 2022. 116% and 117% of targets respectively. £500,000 worth of TV advertising through the Black in Business initiative, plus £50,000 grants via Foundervine and Jamii 42 events sponsored or self-organised, with frontline banking teams attending each one. Post-event surveys reporting trust in Lloyds Bank at c65% Lloyds Banking Group 12,920 visits to Black Business Hub, 97% increase on 2022 demonstrating increase in awareness of programme Check out more of what Lloyd’s Banking group can help you with below: https://lnkd.in/eypdenMN Claudine Reid MBE Cecil Adjalo Shari Leigh Evadney Campbell MBE Izzy Obeng Margaret Ochieng Mayokun - Mac Alonge Kamiqua Lake (nèe Pearce) Karl Oxford Michelle Raymond Imelda Fossu #OutoftheBoxThinking #CulturallyAppropriate #GreatInnovation

Check-out this really informative conversation on the State of Entrepreneurship and the Economy in California! A lot of the tips that will be provided will be transferable outside of California! Register here: https://bit.ly/3Ll55R6

🌟 Embracing the Power of Connection and Collaboration! 🌟 Over the past few weeks, I've had the incredible opportunity to connect with so many inspiring individuals with the help of National Credit Union Collections Alliance (NCUCA) and NEW ENGLAND ADJUSTMENT MANAGERS ASSOCIATION INC. From insightful discussions to learning more about the inner workings of their specific department, each interaction has been a source of inspiration and growth. The power of meaningful connections cannot be overstated. In a world that's becoming increasingly interconnected, building strong relationships is key to unlocking new opportunities and driving innovation. I am genuinely grateful for the enriching conversations and valuable insights shared by each person I've had the pleasure of connecting with. Your expertise, passion, and unique perspectives have not only broadened my horizons but also sparked new ideas and possibilities. I look forward to further strengthening our connections and exploring exciting opportunities for growth and partnership in the days ahead. Here's to the power of connection and the endless possibilities it brings! 🚀 #BusinessRelationships #Collaboration #Networking #GrowthMindset

Kansas Bankers Assn will be hosting their CEO & Senior Management Summit next week. Our very own Mike Holt will be there to present "Growing Revenue In Economic Uncertainty" on Friday, August 4 at 1:00-1:50 PM and 2:00-2:50 PM. In this session, Mike will dive into how to increase interchange income, reduce processor expenses, and establish your debit card as a profitable product. You do not want to miss out on this educational opportunity! #KansasBankers #BankingIndustry #thePRIway

The CEO Magazine's September edition features a comprehensive look into the growth and evolution of Shaw and Partners Financial Services over the last eight years. Explains a lot about the culture and how we got to where we are. As Co-CEO Allan Zion says. “We come from a position that it’s an absolute privilege to manage people’s money. In our case, this privilege is an asset portfolio worth more than A$30 billion.” Co-CEO Earl Evans credits the success to Shaw’s partners. “We’re all constantly working on that every single day, because we understand how important it is to offer stability, to let clients know we’ll be here tomorrow, that we stand for respect, honesty and ethics,” Evans says. “At the same time, we look at it from the client’s lens and service their needs to the highest industry standard. “At the end of the day, we’re only as good as our clients. If they’re not looked after, we don’t have a business.” https://lnkd.in/epsBYGJE #corporateleadership#wealthmanagement#financialservices

There are persistent disparities in business outcomes for business owners from ethnic minority backgrounds. ➡ After starting a business, Black business owners have median turnover of just £25,000, compared to £35,000 for White business owners. ➡ Only half of Black entrepreneurs meet their non-financial aims, compared to nearly 70% of White entrepreneurs. ➡More than a third (37%) of Black female business owners report making no profit last year, compared to 16% of White male business owners. Are you a Black owned business? Learn more about how to showcase your business and connect into local networks at this upcoming event with West Yorkshire Combined Authority and Lloyds Bank. Details below...

Connect with the ICI team member at the event and learn how ICI can assist your bank with the next core vendor evaluation and core renewal project.  Follow ICI on LinkedIn for future updates: https://lnkd.in/gYvXiKcf.   #coreconsulting #corevendorevaluation #bankconsulting #technologyconsultant #consulting #bank #bankers 

Connect with the ICI team member at the event and learn how ICI can assist your bank with the next core vendor evaluation and core renewal project.  Follow ICI on LinkedIn for future updates: https://lnkd.in/eQNEM5MH.   #coreconsulting #corevendorevaluation #bankconsulting #technologyconsultant #consulting #bank #bankers 

"Success without fulfillment is the greatest failure." During the closing session of the America's Credit Unions (CUNA) GAC, we had the pleasure of hearing from the former professional snowboarder and five-time Olympian, Shaun White. Shaun's experience as a pro-athlete needing to consistently to perform under pressure, offered some invaluable tips for credit union leaders as well. He touched on topics such as: creating #consistency and the importance of remaining #focused, while challenging oneself to continually raise the bar. All very relevant for those also operating in the fast-moving space of financial technology. But there was one quote that really stood out to me… "Success without fulfillment is the greatest failure".   While striving to be at the top of his game, Shaun repeatedly lost sight of those people in his inner circle - those that truly mattered to him.   Birthdays, family gatherings and other important moments were missed or forgotten. It was not intentional. His ambition made him so laser-focused on winning that he forgot about those that were cheering him on from the sidelines.   When he finally got to the top, and achieved everything that he worked so hard for, he turned around to see who was there to celebrate with him, only to realize that he had pushed everyone away - and that he had no one left to share it with.   Work hard and dedicate yourself fully to your ambitions, but always find the time for those that you care about. For those of you lucky enough, call your parents and siblings - reconnect with your family and old friends.   Make time for those you care about. Because without them, success means nothing.   #CUNA #ACU #Fintech #CreditUnions #FinacialServices #UX #MemberExperience #DigitalTransformation #Leadership #Community

To kick off 2024, I’ve answered a few questions about Arbuthnot Latham and my role here, please see the article below. If anyone in my network would like to explore a private banking relationship, or knows someone who might, please do get in touch.