Minutemen Staffing’s Post

AACCSA Advocacy Wing Access yo finance to business (Manufacturing, Construction, Import and Export etc Thanks all !!!!! Around 53% of financial access is given to the private sector, especially in 2023. On average, there has been a 27% increase in loans over the last three years. Among the estimated 120 million people, an average of 2 million private sector entities took out loans, accounting for approximately 1.6%. A large number of SMEs receive credit from Microfinance Institutions, but only have access to 7% of the total financial access. The share of public bank loans was 77% ten years ago, but now it has decreased to 48.5%, with private bank loans increasing from 23% to 53.5%. Generally, there is an increase in the demand for loans, however, banks face challenges related to leverage and deposit growth. Simultaneously, deposit growth is currently at 25% in private banks, public deposits have increased by 27%, while deposit growth in the private sector stands at 22% and public bank deposit rate is 25% in 2023. Liquidity is a problem. Personally, I also need access to finance but have no collateral. Do any of you have collateral? However, the bank requires collateral, which is also a problem. Oh, I have not repaid the loan I took for unplanned expenses from my wife. Do you have similar scenarios? Banks in Ethiopia also face problems with defaulted or expired loans and full default. Both banks and the private sector need to work on appraisals for repayment, and banks should reduce collateral requirements. Inflation also plays a role in the problem of financial access in the background. These are the notes I took from the panel discussion with experts from the National Bank, Development Bank, Private Banks, and international Banking service organizations today at the Interluxury Hotel, Addis Ababa. On a personal note, the implementation of the Capital Market will solve most issues. Until then, I hope that the manufacturing, construction, import-export, and agricultural sectors can overcome these financial access challenges. Oh, and myself too.

It is always a great pleasure to join my hardworking friend and Ghanaian Technology partner, Victor Tagborloh, representing Elon Musk's Starlink operations in Ghana to discuss what we love to do and are passionate about in Ghana geared towards economic development of our dear country Ghana. Ghana needs bold solutions for now and our future, so join the conversation on how Starlink and 5G in Ghana could complement each other in bridging the digital divide, saving lives and empowering businesses in the transformation of Ghana's economy in our digitalization efforts. 5G is now 5 years into existence and Ghana is trying to catch up but it is better late than never and the value of combining 4GLTE, 5G and Starlink solutions with Zero-Trust Cyber Security Architecture is non-negotiable globally for all economies. As a pioneer of Mobile Fixed Wireless Access solution(SIM-based) in Ghana since 2016, I understand the needs of critical enterprise customers better in Ghana and FWA is a great candidate in all broadband offerings with the Intersection of Terrestrial(Mobile) and Non-Terestrial(Space-based) Networks. My experience in Ghana has taught me that starting with the customer experience and working backwards in using the right technology offering is key and not just having the technology and trying to figure out where you are going to sell it as Steve Jobs once said. I love all potential Ghanaian enterprise customers and they are the reason I spent close to 9 years of my salaries and affordability mandates on Ghana government payroll since January, 2016 to work for them in Ghana as well as sacrificing work efforts worth millions of dollars to pioneer Ghana's first Mobile FWA solution over 4GLTE designed in 2016 at St John of God Hospital at the capital of Tano North Constituency and approved in 2021 on a Hospital platform in Kumasi by Ghana's Telecoms market regulator, NCA. Ghanaians should be grateful to the current government through the Ministry of Communications and Digitalisation for the opportunity for Ghanaians to be served with both Starlink and 5G by the end of the year as it is better late than never. Cc: Åsa Tamsons , Angela Mensah-Poku ,Darryl Brick , Victor Tagborloh , Augustine Blay, PhD, George Mulhern, Robert Johnson, III, Ing Richard Densu, Galaxy Aerospace Ghana, Sam Quarshie-FCCA,MSc,CISA,CISM,CDPSE,CSCS,CHP, Sam Ampomah, Rebecca Slick Hunter, Abel Avellan, Samson Djaba, Leo Skarlatos, Stanley Popiir Kumbol, Mignon Clyburn, Ing. Patricia Obo-Nai, Stephen Blewett, Harkirit Singh, Pekka Lundmark, Nokia, Arun Bhikshesvaran, Samuel Addo, Mukesh Ambani.

Happening today! Not Your Average Law Job's Sara Forte and Sarah Ewart will be speaking about Happy Lawyers at the Authentic Lawyer Summit, hosted by Aaron Baer and Dhawal Tank. Tune in! #authenticlawyer #happylawyer #legalprofession #lawyer #virtualconference #lawyerwellbeing #mentalhealth

The optimal blend lies in aligning motivation with culture.

I attended #TheAuthenticLawyerSummit and was blown away! It's a two-day workshop hosted by Aaron Baer and Dhawal Tank that covers a range of topics including lawyer's well-being, business and personal brand development, ADHD awareness, and more! I've gained lots of insights from the hosts and speakers. Here are my takeaways: 🔸 Lawyers must prioritize their mental health and well-being. Yes, we're trained to have clients' best interests in mind, but taking care of ourselves is crucial to presenting our best selves to assist our clients effectively. 🔸 Many lawyers experience stress due to a lack of control over their time. Starting and ending the day with activities that bring joy—a 10-minute walk, 5 minutes of yoga—can provide a sense of control and grounding. 🔸 Approach networking without a predetermined agenda. Showing your authentic self and being genuinely curious about others fosters the development of meaningful relationships. 🔸 1 in 5 lawyers has ADHD, so chances are you may know or work with someone with ADHD! 🔸 We often focus on our weaknesses and how to “fix” them. Let’s get into the habit of recognizing our strengths and how to harness them! I’m on a journey to discover my true-self. It’s an uncomfortable process as it requires pushing outside my comfort zone and embracing vulnerability. This workshop arrived just in time as a reminder that no matter how challenging the journey is, working on my authenticity is totally worth it! Thank you very much for organizing this amazing event! 

🔎I did tell you to watch this space! 😉   💥Risks exist everywhere, and I am thrilled to be a part of the next BVI Association of Compliance Officers And Practitioners #event to cover some of the most pervasive risks to your #compliance!    🔄The interplay between #humanresourcesmanagement and #compliance is a significant aspect of a robust compliance framework.   ⚠️Then there’s #institutionalrisk! You may think you have it covered, but do you really? 🤔   💡I think the message from the Association is clear. If you want to cover these salient issues, follow the directions and join us!    #passionforcompliance #regulatorycompliance #riskassessment #riskmanagement #complianceofficers #HRManagers

September is #suicideprevention month. My sis, Dessarina Mulitalo, LMFT, APCC is part of this panel of speakers that will address topics related to suicide prevention within the Pasifika Community. Repost, share and join the session!

The Authentic Lawyer Summit is streaming live on #Linkedin. You can watch below. I will be speaking Tomorrow at 11:45 PST/2:45EST #authenticlawyersummit

Bluerydge Ops Day! Feeling Supported, Feeling Strong There's nothing quite like the power of a great team. You know the feeling: everyone's working towards the same goal, celebrating wins together, and there's always someone to pick you up when things get tough. That supportive environment is what makes all the difference. When a team has your back, you have the confidence to take risks, share ideas, and truly grow in your role. It's the feeling of being set up for success, knowing you have the resources and encouragement to be an impactful team member. Here's to the power of teamwork!

Part of a ecosystem to develop omnichannel strategies to gain and manage opt-ins. Particularly interesting when moving into new TA's with new customer groups and for biotechs (focused on rare diseases) from the US who are moving into Europe and require more digital-heavy GTM models. Still seeing the need for providing strong omnichannel campaigns to firstly gain the opt-ins, but then make strong use of the opt-ins once they are gathered.