In the first quarter, the banking industry's nonowner-occupied commercial real estate (CRE) loan delinquency ratio continued to rise, up 15 basis points sequentially to 1.86% of total loans on nonowner-occupied properties as of March 31. That delinquency ratio far outpaced the rate on owner-occupied property loans, which rose 5 basis points to 0.87%. Read more: https://okt.to/zWmHMB
S&P Global Market Intelligence’s Post
More Relevant Posts
-
CMBS Delinquency Surge Tied to Maturity Defaults and Refinancing Challenges: The CMBS delinquency rate has increased by 177 basis points since January, reaching 5.07% in August 2023. A significant portion of the newly delinquent loans (62%) can be attributed to maturity defaults or difficulties in refinancing. This trend reflects the ongoing challenges in the commercial real estate lending market due to uncertainty on rates, tighter underwriting standards, and pullback in regional bank lending. #CRE #CMBS #Refinancing #Office #RealEstateChallenges https://lnkd.in/emmb2HBz
-
-
🏢Concerns Rise Over Commercial Real Estate Loans: We found this article by Erik Sherman on GlobeSt. with insights on the increase of delinquency rates for loans. Topics include: -Delinquency rates for CRE bank loans reaching a 10-year high -WeWork's bankruptcy filing adding pressure to the struggling office sector. -Major banks being cautious in acknowledging losses, impacting their balance sheets. Read the full article below! https://lnkd.in/g6nndH_f #CommercialRealEstate #Banking #FinancialTrends
-
Working with financial services firms to modernize and simplify managing IR, FX, and Commodities risk
Interesting statistic on the state of commercial real estate (CRE) lending ... "MSCI Real Assets noted in a recent report that $214 billion in mortgages slated for maturity in 2023 were, to their knowledge, not refinanced, nor was there a sale of the underlying property. “We believe that these loans have been granted some short-term extension to their maturity date,” MSCI Real Assets wrote." and a key measure to keep track of for both banks and alternative lenders. #banks #nonbanklenders #CRE #lending https://lnkd.in/eFzGYPN9
Banks Are Extending Office Loans. Are They Also Pretending?
wsj.com
-
When distinguishing between delinquencies for fixed-rate loans and delinquencies for floating-rate loans, we can see that the fixed-rate loan delinquency rate historically trended higher than the floating-rate loan delinquency rate. However, in 2023, the delinquency rate for floating-rate loans has now largely surpassed the fixed-rate loan delinquency rate. In this analysis, we examine some specific trends in fixed and floating-rate delinquency rates across specific property types. Request a copy of the report 👉 https://hubs.li/Q02vp54W0 #Trepp #CRE #CMBS #CommercialRealEstate #FloatingRate #FixedRate #Delinquency
-
-
When it comes to mortgages, the lending landscape offers various tiers. The big four banks, top-tier; second-tier lenders like Suncorp and ME Bank; and third-tier non-conforming lenders, which may be more accommodating to those with credit impairments. These third-tier lenders, not governed by APRA, have different regulations, potentially altering your borrowing power significantly, making it crucial to explore your options. 🏦💰
-
Navigate the complexities of mortgages with EMAC Financial by your side. 🏡💼 💰 Matt Murphree | A New Level of Private Lending 📍 CA 📱 562-858-9269 🌐 emaclending.com #EMAC #FinancialServices #MoneyMatters #BusinessFinance #ClientSuccess #FinancialAdvice #ExpertConsulting #WealthManagement #SecureFuture #ClientRelationships #EMACFinancial #MortgageGuide #HomeOwnership
-
From 2018 through 2020, the average delinquency rate for CMBS loans backed by office buildings was almost six times that of office loans on bank balance sheets (3.13% versus 0.53%), and the correlation between these delinquency rates was nearly zero (-0.09). Since 2021, the average office loan delinquency rate for CMBS and bank loans is nearly the same at 2.3% and 2.5% respectively, and the delinquency rates have moved nearly in tandem with a correlation rate of 0.92. Learn more about Trepp, Inc.'s commercial real estate, CMBS, and bank datasets today: https://hubs.li/Q02dltqD0 #Trepp #CommercialRealEstate #CRE #CMBS #BankLoans #RealEstate
-
-
Capital and Middle Market Professional | Disciple Making Catalyst | Combatives Professional
What is your credit facilities exposure to the commercial real estate issue? OY6 Capital is here to help as your banks start increasing their bad loan reserves which forces them to reduce other lending and/or raise more capital….at ever increasing rates. #capitalmarkets #middlemarket #banking #finance https://lnkd.in/epN2BeKF
The Money Has Stopped Flowing in Commercial Real Estate
msn.com
-
A unique set of portfolio loan data that allows you to see beyond one single view (that is conduit loans). Talk to Trepp to gain more insights
From 2018 through 2020, the average delinquency rate for CMBS loans backed by office buildings was almost six times that of office loans on bank balance sheets (3.13% versus 0.53%), and the correlation between these delinquency rates was nearly zero (-0.09). Since 2021, the average office loan delinquency rate for CMBS and bank loans is nearly the same at 2.3% and 2.5% respectively, and the delinquency rates have moved nearly in tandem with a correlation rate of 0.92. Learn more about Trepp, Inc.'s commercial real estate, CMBS, and bank datasets today: https://hubs.li/Q02dltqD0 #Trepp #CommercialRealEstate #CRE #CMBS #BankLoans #RealEstate
-
