COVER Publications

Have you read these articles featured in the short-term section of COVER magazine? ✨ Pioneering Innovation in a Noisy World - Zahed Rassool, Technical Director at My Glass ✨ Maritime transport: a significant economic driver - Kennedy Ntenjwa, Head of Marine at Santam ✨ Understanding the real value in value-added insurance - Oswald Kuyler, Head of Short-term Insurance at Consult by Momentum ✨ Businesses URGED to consider implications of using drones - James Godden, Aviation Manager at Santam ✨ How premium finance unlocks value for your HCV clients - Sachin Govender, Managing Director of Fulcrum Premium Finance 👉 Click here to get reading: https://buff.ly/3W2i6EQ

Excited for the fantastic lineup of speakers and panelists at the upcoming 50th African Insurance Exchange next week! Can't wait to hear from all the amazing individuals who will be sharing their insights and expertise. It's going to be a truly enlightening experience ✨ ✨ Scroll through to see some of the speakers and panelists ✨ Check out all the themes and topics here: https://buff.ly/4cLzm7g

"With the launch of the Two-Pot Retirement System less than 100 days away, financial advisers must prepare for this significant shift in retirement savings. This system, set to commence on 1 September 2024, offers more flexible access to retirement funds, but it demands careful consideration, especially for clients aged 55 and over." - Keith Peter Advice Manager at Old Mutual Advice ✨ Read the full article here: https://buff.ly/46abHLh

Africa COVERed: Insights and Opportunities Hassan Adam a financial adviser, discusses his motivations and experiences during the 2024 Africa COVERed trip. He highlights the importance of firsthand experience over reading about markets, noting the kindness and opportunity in regions like Rwanda and Kenya compared to South Africa. Hassan addresses key differences in insurance markets, such as annual premiums versus monthly premiums and the significance of digital initiatives. He remarks on the warm reception and the standout aspects of safety and cleanliness in Kigali, Rwanda. Studying market regulations, he appreciates the focus on self-regulation in Kenya. Finally, Hassan emphasizes the importance of innovation and how insights from Rwanda and Kenya could benefit South Africa. 🔗 YouTube video link:

Only a few more days to go till the 50th African Insurance Exchange! The COVER team are looking forward to engaging in insightful discussions, exploring cutting-edge advancements, and networking with industry leaders from across Africa and not to forget coming together to honour tradition, foster growth, and fearlessly embracing the future. Keep an eye on our social feeds to see what we get up to 👀

"In South Africa, the power of attorney is governed by our law of agency, which is rooted in Roman-Dutch common law. Essentially, this legal framework allows one, as a so-called principal, to grant an agent the authority to act on one’s behalf. The power of attorney can either be general or specific. A general power of attorney permits the agent to do anything the principal could do if he or she were present. This is typically why one would appoint an agent—to handle matters one could not attend to oneself." - Louis van Vuren, the CEO of the Fiduciary Institute of South Africa (FISA) ✨ Read the full article here: https://buff.ly/4f688JZ

"We find that many investors conflate the issue of the prevailing economic environment with that of stock market returns. As with many things, however, the reality is often more complex. The broader economic context undoubtedly deserves consideration, but it should, in our view, only be one part of the stock selection process." - Mikhail Motala, Fund Manager at PSG Asset Management ✨ Read the full article here: https://buff.ly/3xNOS3o

"International shipping channels are widely considered the lifeblood of the global economy with nearly 90% of internationally traded goods currently being transported by sea – and demand is expected to triple by 2050. Developing nations such as South Africa are particularly reliant on seaborne trade. According to Statista, the shipping industry was responsible for transporting almost 70% of South Africa’s total trade in 2022 and is a major contributor to the nation’s gross domestic product (GDP)." - Kennedy Ntenjwa, Head of Marine at Santam ✨ Read the full article here: https://buff.ly/4bBRi2C

Felix Odey, Global Resource Equities Portfolio Manager at Schroders, discusses the threat that climate change poses to our food sources and what this means from an investor standpoint. ✨ Read the full article here: https://buff.ly/4bIJImQ

Exciting News! We're thrilled to announce the launch of the 2025 Africa COVERed trip to ..... Join COVER & the IIWC on a journey of exploration, innovation, and growth. Engage with key stakeholders, experience local culture, and contribute to industry-changing research. Are you ready to make an impact? Be part of the 2025 group of insurance professionals heading into Africa. Apply now! 📝 Apply today: https://buff.ly/3S97dyN #AfricaCOVERed2025 #InsuranceInnovation #ProfessionalGrowth #COVER #IIWC